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tip: SuperMatch® lets you customize your search based on criteria like cost and financial aid availability. You can also sort eligible awards using National Scholarship Search, Scholarship List, Scholarship Match, and Scholarship Applications tools.

Is College Cash Hiding in Your Own Backyard?

icon "Be sure to check out class availability at the universities you are considering. Your ability to graduate in four years would result in substantial savings versus having to pay for a fifth year due to limited seats in required courses."
—Jim Brooks, assistant vice president for Enrollment management and director of Student financial aid scholarships at the University of Oregon

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The rising cost of college is no secret—especially for students looking to go out of state. Fortunately, many states offer reciprocity agreements that allow students to attend college out of state while paying in-state tuition. This map represents the four major tuition reciprocity compacts in the United States, plus some other opportunities.

The New England Board of Higher Education provides tuition discounts for 82 public colleges and universities in six states.

New York, New Jersey, Pennsylvania, and Washington DC do not belong to any reciprocity compact, but they offer tuition discounts all their own. Contact your counselor or prospective school’s financial aid department for more info.
The Southern Regional Education Board Academic Common Market enables students to pursue out-of-state degrees at discounted tuition rates.
The Midwestern Student Exchange is a multi-state group that maintains tuition reciprocity and discount agreements.

Two states—North Dakota and South Dakota—belong to both the Western Undergraduate Exchange and Midwestern Student Exchange.
The Western Undergraduate Exchange allows eligible students to receive a reduced tuition rate of 150% of resident tuition at participating institutions.

icon "Don’t rely on one form of financial aid through four years. Combine scholarships and grants with student loans to ensure you never miss a payment. Keep applying for scholarships, also—many universities have money designated for upperclassmen."
—Katie Jenkins, college of arts and sciences advisor at UNT

A Financial Aid Story

Tim is an only child from a small town in Texas. He hopes to attend a public four-year college in Georgia. With an annual income of $31,000, Tim’s family is unable to contribute to his education. His expected first-year costs total $23,679*.
  • Estimated costs for 2015–2016: $23,679*
  • Expected Family Contribution: $0
  • Financial Need: $23,679
  • *Full-time out-of-state tuition plus double-occupancy room/board and 20-meal plan.

State awards, private scholarships, and institutional funds helped make up Tim’s financial aid package:
  • Academic Common Market (in-state tuition voucher) $5,158
  • Scholarship from Tim’s church $2,500
  • Presidential Scholarship $3,000
  • Pell Grant $5,550
  • Federal Student Loan $5,550
  • Federal Work-Study $3,550
  • Total Financial Aid Package $25,308
  • Tim can use leftover funds to reduce his loans or purchase books and supplies.

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