"File your FAFSA by the school’s priority deadline. Any student is eligible for federal student loans regardless of FAFSA results. Plus, if your family’s financial situation changes, the school may be able to adjust accordingly."
—Katie Mott, financial aid counselor at Iowa State University
The rising cost of college is no secret—especially for students looking to go out of state. Fortunately, many states offer reciprocity agreements that allow students to attend college out of state while paying in-state tuition. This map represents the four major tuition reciprocity compacts in the United States, plus some other opportunities.
New York, New Jersey, Pennsylvania, and Washington DC do not belong to any reciprocity compact, but they offer tuition discounts all their own. Contact your counselor or prospective school’s financial aid department for more info.
Two states—North Dakota and South Dakota—belong to both the Western Undergraduate Exchange and Midwestern Student Exchange.
"Make sure you’re aware of all the local scholarships offered in your area. Check with friends, relatives, your parents’ employers, and community service organizations. Every little bit helps!"
—Alan Meier, senior associate dean of admission at Gustavus Adolphus College
A Financial Aid Story
- Estimated costs for 2015–2016: $23,679*
- Expected Family Contribution: $0
- Financial Need: $23,679
- *Full-time out-of-state tuition plus double-occupancy room/board and 20-meal plan.
State awards, private scholarships, and institutional funds helped make up Tim’s financial aid package:
- Midwestern Student Exchange (in-state tuition voucher) $5,158
- Scholarship from Tim’s church $2,500
- Presidential Scholarship $3,000
- Pell Grant $5,550
- Federal Student Loan $5,550
- Federal Work-Study $3,550
- Total Financial Aid Package $25,308
- Tim can use leftover funds to reduce his loans or purchase books and supplies.
